These are the most stressed states in America. Here’s how Florida compares

Study examines finances, family issues and work-related stress

Aerial view of Florida. A region in the Florida Keys recorded what could be the new world record for water temperature.

This month, WalletHub has released its 2025 ranking of the most and least stressed states in the U.S.

The ranking examined factors like finance, employment, family relations and more to figure out which of these 50 states ranked highest for their stress levels.

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“There are many different sources of stress, from inflation to work deadlines to relationship tensions,” the study reads. “On top of those stressors, 77% of adults are stressed out by the future of the nation. Overall stress levels are not uniform across the country, though, and certain states worry more than others about specific issues.”

More specifically, the study looks at the following variables to determine state placements:

  • Work-Related Stress: Includes average hours worked per week; average commute time; average leisure time; job security; unemployment rate; underemployment rate; and income growth rate between 2022 and 2023
  • Money-Related Stress: Includes median income; debt per median earnings; median credit score; personal bankruptcy rate; share of adults with financial anxiety; economic security score; share of people unable to save for children’s college; share of adults paying only minimum on credit cards; share of population living in poverty; and housing affordability
  • Family-Related Stress: Includes separation/divorce rates; share of single parents; cost of childcare; parental-leave policies; parental stress; share of parents without emotional support; and share of parents who changed/quit jobs due to problems with childcare
  • Health- and Safety-Related Stress: Includes share of adults in fair or poor health; share of adults diagnosed with depression; mental health; suicide rate; unaffordability of doctor visits; share of parents frustrated in efforts to get health services for their child; increase in annual health insurance premiums; share of insured population; psychologists per capita; physical activity rate; share of adults getting adequate sleep; bullying incidents; and crime rate

The top state on the list is New Mexico, followed close behind by Nevada (No. 2) and Louisiana (No. 3).

“New Mexico

New Mexico is the most stressed state, in large part because it has the highest violent crime rates per capita and property crime rates per capita. These types of threats cause residents to worry about their safety.

Residents of New Mexico also have the highest separation and divorce rate in the country, and the third-highest share of households that have a single parent. These conditions can put excess stress on children and parents alike.

Financial conditions in New Mexico also contribute to people’s stress levels. New Mexico has the third-highest poverty rate in the country, and residents have one of the lowest median credit scores, at just 697. Low incomes and low credit scores make it difficult for residents to get credit, purchase homes and vehicles, and otherwise improve their economic status.

Nevada

Nevada has the second-most stressed residents, and many of the largest contributing factors are financial in nature. The state has the highest unemployment rate in the country, one of the highest bankruptcy rates, and one of the lowest median credit scores, at 693. These difficult conditions will impact their financial capabilities for years to come.

Nevada State residents experience a lot of stress in their family lives, too, with some of the highest rates of separation, divorce and single-parent households in the country.

Finally, health is a big concern. Around 21% of Nevada residents report that their health is ‘fair’ or ‘poor,’ the eighth-highest rate in the country. Some contributing factors include the second-lowest percentage of people not visiting a doctor and less widespread health insurance coverage compared to residents of other states.

Louisiana

Louisiana ranks as the third-most stressed state, in large part because it has the second-highest poverty rate in the country. Around 12% of residents haven’t seen a doctor in the past year due to the cost. In addition, Louisiana ranks among the 10 worst states for both the share of adults reporting poor mental health and the share of adults diagnosed with depression. Residents may also find it difficult to find someone to address mental health issues, since Louisiana has fewer psychologists per capita than most other states.

Lastly, the Bayou State had the sixth-highest average unemployment rate in the country last year, and it has the lowest job security than all states.”

WalletHub, "Most & Least Stressed States (2025)"

However, Florida didn’t come out of this study unscathed. The Sunshine State got a placement within the top 10 on the list — No 9, to be exact.

While Florida saw more middle-of-the-road scores when it came to finances and health, the state ranked highly (meaning it performed poorly) in terms of work-related stress and family issues.

Meanwhile, the rest of the ranking is as follows:

Overall RankStateScoreWork Stress RankMoney Stress RankFamily Stress RankHealth Stress Rank
1New Mexico60.5221416
2Nevada59.905824
3Louisiana56.2115257
4West Virginia55.2834791
5Mississippi54.66201713
6Tennessee53.371210293
7Arkansas53.30365262
8Alabama52.801931115
9Florida51.33822332
10Oregon51.2142968
11Alaska50.78137395
12Arizona50.307122320
13Georgia50.236152417
14Texas49.941123199
15Oklahoma49.1939111710
16Washington49.003331418
17California48.959191225
18Kentucky48.791663226
19North Carolina48.1913201327
20Colorado47.382322824
21Montana46.8130143012
22Maine45.5235133511
23New York45.332438439
24Michigan44.6832272716
25Indiana44.6022173429
26Delaware44.364342546
27South Carolina44.0310263730
28Ohio43.5244252219
29Rhode Island42.624128838
30Vermont42.5546211828
31Illinois42.2617361645
32Virginia41.1323461542
33Pennsylvania41.0829303136
34Kansas40.6825354123
35Idaho40.5026164637
36Maryland40.3133412041
37Wyoming40.1537294414
38Missouri39.9743313622
39New Jersey39.4614493835
40Utah39.2628184921
41Hawaii39.0927244049
42Connecticut37.5348421050
43North Dakota37.3818454733
44Wisconsin36.7547393334
45Massachusetts36.7145432147
46Iowa35.6931484340
47South Dakota32.6638445031
48New Hampshire32.4949474244
49Minnesota32.3240504843
50Nebraska31.8350404548